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About Us
Insurance Advisors is passionate about helping people understand Medicare and Health Insurance! One of our many local agents will simplify the process of choosing a plan that is right for you. There is never a charge for our services. Whether new to Medicare or receiving benefits for many years, it is important to review your Medicare options with a licensed and certified agent to ensure your policy covers your health needs both effectively and economically.
Your Local Agent
Kristin Ehlers
Kristin truly enjoys getting to know her clients and helping others with their Medicare/Medicaid options. She received her Health Insurance License in Nebraska, Iowa and Missouri in 2019. Her background is in Business Management and Marketing, with a Spanish Minor. She is also fluent in Spanish as a second language and loves serving the Hispanic communities, as well. Kristin is grateful to work for Insurance Advisors, an organization that represents the client and has their best interest in mind.
Owner
Michelle Scianna Panowicz
Michelle has extensive experience in social work, healthcare and Medicare in the Midwest region. She has been serving the community since 2004. Michelle currently owns Insurance Advisors and continues to service clients while assisting her team in the field. She has a heart for people; she wants to see her clients satisfied with their plans and her team operating ethically and having fun while doing what they love! Licensed in: NE, IA, MO, KS, SD, ND, AZ, FL, and GA
Our Services
Application
Understand Enrollment Periods
Understand Enrollment Periods
Assist in completing applications, ensure application submission, and follow through on application status of the desired plan.
Understand Enrollment Periods
Understand Enrollment Periods
Understand Enrollment Periods
Learn your options and timelines on applying for a new Medicare plan.
Educate on Eligibility
Understand Enrollment Periods
Educate on Eligibility
Understand when you can apply for Medicare. Learn if you are eligible to receive Extra Help or Medicaid assistance.
Free Review and Quote
Transition Into a New Plan
Educate on Eligibility
Receive plan options that work best for your health needs and budget while comparing multiple carriers in your area.
Transition Into a New Plan
Transition Into a New Plan
Transition Into a New Plan
Understand what to expect next after applying for a new plan.
Year Round Availability
Transition Into a New Plan
Transition Into a New Plan
Insurance Advisors is available year-round for questions you may have throughout the year!
Plan Options
Medicare Supplements
Medicare Advantage Plans Prescription
Drug Plans (Part D) Medicaid/Low Income
Subsidy Health Insurance - ACA & Short
Long-term Care
Cancer Insurance
Dental & Vision
Hospital Indemnity Shield
Contact Us
Contact Us
We'd love to meet with you!
Insurance Advisors Nebraska
10868 West Dodge Road, Omaha, Nebraska 68154, United States
Frequently Asked Questions
Please contact us if you cannot find an answer to your question.
Independent agents are licensed and certified with the major carriers in your area. We are qualified to review all companies and costs to determine a policy that accommodates your specific medical needs. An Independent agent can show you more than one company’s rates and enroll you in a plan of your choice. Our expert services and advice are free. Bonus - we’re available whenever you have a question regarding your healthcare throughout the year!
No; however, you do need what’s considered “creditable coverage” by Medicare and prescription drug coverage to avoid a Late Enrollment Penalty. It is wise to get a Medicare quote and compare it to your Group plan, for example. Knowledge is power! We can also help you enroll after leaving your Group Plan after age 65.
There are many options and enrollment periods with Medicare, not just during 4th quarter Annual Enrollment Period (Oct. 15 – Dec. 7). An agent can explain your options or what type of coverage may help lower your annual costs. Contact us anytime of the year with questions.
No! Your plan continues until you make a change. Review your “Annual Notice of Change” letter that arrives in September or October of every year. Pay attention to your premiums and watch for a large increase.
Get a review from your agent if you’ve had any medical changes within the last year or changes with your prescription drugs. If your premiums have increased at an unexpected rate, that’s also a good time to see what plan options you have to lower your annual costs.
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